Home Loan Online Calculator

Home Loan Online Calculator

Our easy to use online calculator will tell you how much you can borrow, and how much your monthly repayments will be.

Go to the Calculator
Ready to apply? Start your application today

Ready to apply? Start your application today

Call us on 0818 427 427 or email icsmortgagesdirect@icsmortgages.com

Apply Now

Alternatively you can view our list of brokers  here.

Product Features:

  • Min. loan size €100,000 - Max loan size €1.5M (Max LTV of 75% for loans greater than €1M)
  • Max. term 35 years
  • Switcher – up to 90% LTV
  • Must be resident & working in ROI
Read More

Rates From


Detailed Rate Info

Check your Eligibility

Would you like to learn more about our Mortgage products? Get in contact today and one of our Qualified & Experienced Lending Managers will get right back to you.

Streamlined Process

Our qualified mortgage professionals will work with you to ensure your loan is processed as smoothly and as efficiently as possible.

Application & Assesment
You Receive Your Mortgage Funds
Call us on 0818 427 427 or contact your local mortgage broker

Download our Guide to Switching to ICS Mortgages.


WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The payment rates on this housing loan may be adjusted by the lender from time to time.

WARNING: If you do not keep up your repayments you may lose your home.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

WARNING: The cost of your monthly repayments may increase.

WARNING: You may have to pay charges if you pay off a fixed rate loan early.

WARNING: This new loan may take longer to pay off than your previous loan. This means that you may pay more than if you paid over a shorter term.

Lending Criteria, Terms and Conditions apply and are subject to change.

Rates are correct as at 22.05.24 but are subject to change.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland.

For more information contact ICS Mortgages

PHONE: 0818 427 427

EMAIL: icsdirect@dilosk.com

Or contact your local Mortgage Broker

We’d be delighted to do business with you

Features and Benefits

  • A person switching their mortgage to us can avail of a home loan of up to 90% LTV
  • A minimum loan size of €100,000
  • A maximum loan size €1.5M (Max LTV of 75% for loans greater than €1M)
  • 5 – 35 Year Loan Term
  • Fixed rates from 5.00%

For further information, please contact one of the brokers below and they would be delighted to discuss our mortgage products with you, or alternatively contact us at 0818 427 427 or email icsdirect@dilosk.com.



3 Year Fixed

5 Year Fixed


Rate - 5.95% 
APRC - 6.21%

Rate - 5.25%
APRC - 6.18%

Rate - 5.00%
APRC - 5.87%


Rate - 5.95% 
APRC - 6.21%

Rate - 5.30%
APRC - 6.20%

Rate - 5.05%
APRC - 5.89%


Rate - 6.20% 
APRC - 6.48%

Rate - 5.45%
APRC - 6.36%

Rate - 5.20%
APRC - 6.05%


Rate - 6.20% 
APRC - 6.48%

Rate - 5.55%
APRC - 6.39%

Rate - 5.29%
APRC - 6.10%

Fees & Charges

Standard Fees and Charges Applied

Unpaid Direct Debit


Interest surcharge (arrears)

– Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears.

0.4% per month

Legal Fees and Charges Applied

Accountable Trust Receipt

– This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security.


Third Party Fees and Charges Applied

Third Party Fees and Charges

There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.

Valuation Fee


Further Info

Lending criteria, terms and conditions apply. The property is mortgaged to secure the loan. Life and home insurance are required. The maximum loan amount will typically not exceed 4 times an individual’s gross annual income. The maximum mortgage is 90% of the property value.