Fees and Charges

The Fees and Charges list below apply to Owner Occupied borrowers.

Standard Fees and Charges Applied

Unpaid Direct Debit


Interest surcharge (arrears)

Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears.

0.4% per month

Legal Fees and Charges Applied

Accountable Trust Receipt

This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security.


Third Party Fees and Charges Applied

Third Party Fees and Charges

There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.

Valuation Fee


Fees and Charges are correct as at 21.06.2023 but are subject to change.