ICS Mortgages Logo

Mortgage Calculator

Use your income and expenses to estimate how much you may be able to borrow for a home loan.

Step 1: Mortgage Details

I am a:
Select whether you are a first time buyer or moving to a new property
Single or Joint application?
Select whether you are applying alone or with another person

Input the approximate purchase price of property you might buy

This is how many years you'd like to borrow the money for

Click to proceed to the next step and enter applicant details

Step 2: Applicant Details

Select your current marital status
Enter the number of children who depend on you financially
Select your current employment status

If a Public Sector Worker, please input your basic income figure as 3 points up your payscale and include 100% of your overtime and allowances

For e.g. Car loan repayments, child maintenance payment. (This does not include utility bills, gym membership etc.)

Click to proceed to the second applicant details

Step 3: Second Applicant Details

Select the second applicant's current marital status
Enter the number of children who depend on the second applicant financially
Select the second applicant's current employment status

If a Public Sector Worker, please input your basic income figure as 3 points up your payscale and include 100% of your overtime and allowances

For e.g. Car loan repayments, child maintenance payment. (This does not include utility bills, gym membership etc.)

Click to calculate your mortgage options based on both applicants' information

Review and Results

This is how many years you'd like to borrow the money for

Based on the information you have provided,
this is the amount we can lend you:

Mortgage Amount:€0

Monthly repayments:€0

The rate and repayments remain the same for the period you choose.

Choose between a 3-year or 5-year fixed rate period
Fixed rate repaymentsAfter fixed rate repayments end
Product3 Year LTV Fixed <= 72%LTV Variable Rate <= 72%
Monthly Repayment
Interest rate
APRC
Cost per €1,000
Rate term
Apply Now Call us: on
Click to start your mortgage application process
Click to call our mortgage advisors for assistance
Click to reset the calculator and start over

Alternatively you can view our list of brokers here.View Brokers

Opens a new page with a list of mortgage brokers in your area

Calculator Terms

This isn’t an official mortgage offer but it will let you know how much you could borrow so you can start doing the sums.

This mortgage calculator is only applicable for loans in respect of your principle private dwelling and is not applicable for residential investment property loans or top ups. The mortgage calculator allows you to calculate repayments or estimate the likely extent of any loan which may be available to you, please note that such quotation is for illustrative and guidance purposes only, is non-binding and is subject to change. It is not an offer of a loan. No quotation or estimate shall be capable of acceptance unless and until it is contained in a formal letter of offer issued by ICS Mortgages and signed by both ICS Mortgages and the customer. All letters of offer will be accompanied by the full terms and conditions which will apply to the facility in question. Rates are provided for information purposes only and are subject to change.

Fixed rate repayment is applicable for the fixed rate period only. After the fixed rate period, the prevailing new business LTV variable rates apply to the mortgage amount; this rate will be determined by the Loan to Value at initial drawdown. Any repayment estimates provided by the 'What will my repayment be' calculation shall be exclusive of any Tax Relief at Source (TRS) receivable. The rates quoted are effective from 4th September 2019. The switch and save calculator is for indicative purposes only and the possible saving is based on a monthly saving amount with a variable rate.

LTV refers to Loan to Value. APRC refers to Annual Percentage Rate of Charge.