General fees and Charges
| Standard Fees and Charges Applied | |
|---|---|
| Unpaid Direct Debit | €12 |
| Interest surcharge (arrears) – Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears | 0.4% per month |
| Legal Fees and Charges Applied | |
|---|---|
| Accountable Trust Receipt – This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security. | €63 |
| Security Release Fee | €120 |
| Third Party Fees and Charges Applied | |
|---|---|
| Third Party Fees and Charges | There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees. |
| Valuation Fee | €185 |
The Fees and Charges list below apply to Buy-to-Let Mortgages for individual Investors/Company investors via Special Purpose Vehicles and Pension Unit Trust Investors and Housing Bridging loans.
| Standard Fees and Charges Applied | |
|---|---|
| Unpaid Direct Debit | €12 |
| Interest surcharge (arrears) – Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears | 0.4% per month |
| New Buy-to-Let Mortgage Application Fee | 0.5% of mortgage amount. This is capped to a maximum amount of €1,500 for an individual. There is no cap for Companies, Unit Trusts or SPV’s. |
| Housing Bridging loan fees | Arrangement fee of 2% and Exit fee of 1% |
| Legal Fees and Charges Applied | ||
|---|---|---|
| Accountable Trust Receipt – This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security. | €63 | |
| Buy-to-Let Legal Fee | BTL Legal Fees for Individuals | €1,050 plus VAT per property for individuals |
| BTL Legal Fees for Companies | €1,500 plus VAT per property for all others |
| Third Party Fees and Charges Applied | ||
|---|---|---|
| Third Party Fees and Charges | There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees. | |
| Valuation Fee | Standard Property with single unit | €185 |
| 2-5 residential units | €425 | |
| 6-10 residential units | €685 | |
| Mixed use (with retail unit/office) | €685 |
Fees and Charges are correct as at 17.05.2024 but are subject to change.
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