Top Ups

Topping Up your Mortgage is a very straightforward process.

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Mortgage Specialists

A range of flexible and tax efficient mortgages.

Over 160 Years Experience

We’ve been supporting home-buyers since 1864.

Award Winning

Best Mortgage for public sector sector workers - Public Sector Magazine 2025 Best Mortgage for property Investment 2023 - AIMA

Majority Irish-Owned

Residential mortgage lender in the Irish market.

Key Features

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Warnings

Lending criteria, terms and conditions apply and are subject to change.

WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The payment rates on this housing loan may be adjusted by the lender from time to time.

Warning: If you do not keep up your repayments you may lose your home.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit, a hire purchase agreement, a consumer-hire agreement or a BNLP agreement in the future.

WARNINGS: You may have to pay charges if you pay off a fixed rate loan early.

Warning: The cost of your monthly repayments may increase.

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

Warning: This new loan may take longer to pay off than your previous loan. This means that you may more than if you paid over a shorter term.

Check your eligibility

Want to learn more about topping up? One of our Mortgage specialists will be happy to discuss your needs with you.

Streamlined Process

Our qualified mortgage professionals will work with you to ensure your loan is processed as smoothly and as efficiently as possible.

Enquiry

Application & Assesment

Approval

You Receive Your Mortgage Funds