Mortgage Top-Ups

Have you been thinking about doing some home improvements?
If so, a Top-up from ICS Mortgages could be the solution for you.

  • Borrow up to 80% of the value of your property (70% LTV for Buy to Let Mortgages)
  • Between 5 to 30 year terms available (subject to the age of borrower(s))
  • Minimum Top-up amount of €20,000

We will consider Top-ups for the following purposes:

  1. Home extensions or general home improvements
  2. Educational fees or medical expenses
  3. Refinance of property related loans taken in the past 3 years

If you are looking to take out a Top Up mortgage of at least €100,000 and with a term of more than 5 years, you can avail of our new business variable and fixed rates. If the amount is less than €100,000 or will have a term of less than 5 years remaining, you can avail of our new business variable rates.

Our customer service team can explain exactly what is involved in Topping-up.