At ICS Mortgages we have a suite of discounted variable rates for our existing Owner Occupier customers.

These rates are discounts on your current variable rate, based on Loan-to-Value (LTV) and other qualifying criteria.

Your LTV is your mortgage amount currently outstanding divided by the current value of your property x 100%.

To calculate your LTV you may have to arrange a full and up-to-date valuation report. Please contact us on the below number if you would like to arrange a new valuation of your property.

Our variable rates can be found here.

If you are on a fixed rate or would like your mortgage interest rate to be reviewed, please contact our customer service desk on 1890 542 542 or email us at customerservice@icsmortgages.ie and they will advise of the qualifying criteria and approval process as well as what discounted variable rate you may be able to avail of.