Fees and Charges
The Fees and Charges list below apply to Individual Buy-to-Let Investors/Company Buy-to-Let Investors/Unit Trusts and Special Purpose Vehicles (SPV’s).
Standard Fees and Charges Applied
Unpaid Direct Debit
Interest surcharge (arrears)
– Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears
0.4% per month
New Buy-to-Let Mortgage Application Fee
0.5% of mortgage amount. This is capped to a maximum amount of €1,500 for an individual. There is no cap for Companies, Unit Trusts or SPV’s.
Legal Fees and Charges Applied
Accountable Trust Receipt
– This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security
Buy-to-Let Legal Fee
BTL Legal Fees for Individuals
BTL Legal Fees for Companies
• €950 plus VAT per property for individuals
• €1,500 plus VAT per property for all others
Third Party Fees and Charges Applied
Third Party Fees and Charges
There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.
Standard Property with single unit
2-5 residential units
6-10 residential units
Mixed use (with retail unit/office)
Fees and Charges are correct as at 21.03.2023 but are subject to change.