Rates

Variable Rates for Individual Buy-to-Let Investors

Variable Rate

Loan-to-Value (LTV)

Interest Only

4.75%

LTV less than or equal to 50%

Interest Only

4.75%

LTV less than or equal to 60%

Interest Only

5.25%

LTV less than or equal to 70%

Capital and Interest

3.75%

LTV less than or equal to 50%

Capital and Interest

3.75%

LTV less than or equal to 60%

Capital and Interest

3.95%

LTV less than or equal to 70%

Flexi-Mortgage*

4.5% Interest Only Reverting to 3.75% Capital and Interest**

LTV less than or equal to 50%

Flexi-Mortgage*

4.5% Interest Only Reverting to 3.75% Capital and Interest**

LTV less than or equal to 60%

Flexi-Mortgage*

4.85% Interest Only reverting to 3.95% Capital & interest**

LTV less than or equal to 70%

Legal Fees

€1,149.50 + Outlays

Application Fee

0.5% of the loan amount. This is capped at €1,500 for individual Buy-to-Let Investors.

Variable Rates for Company Buy-to-Let Investors

Variable Rate

Loan-to-Value (LTV)

Interest Only

5.25%

LTV less than or equal to 50%

Interest Only

5.25%

LTV less than or equal to 60%

Interest Only

5.75%

LTV less than or equal to 70%

Capital and Interest

4.45%

LTV less than or equal to 50%

Capital and Interest

4.45%

LTV less than or equal to 60%

Capital and Interest

4.65%

LTV less than or equal to 70%

Flexi-Mortgage*

5.25% Interest Only Reverting to 4.45% Capital and Interest**

LTV less than or equal to 50%

Flexi-Mortgage*

5.25% Interest Only Reverting to 4.45% Capital and Interest**

LTV less than or equal to 60%

Flexi-Mortgage*

5.75% Interest Only Reverting to 4.65% Capital and Interest**

LTV less than or equal to 70%

Legal Fees

€1,815 + Outlays

Application Fee

0.5% of the loan amount

*(1 to 10 year Interest Only option with the remaining term on Capital & Interest up to 35 years)

**For illustration purposes only. Products will roll-over onto the prevailing Capital and Interest rates at the end of the Interest Only period

For details as to how our variable rate is calculated  click here

Variable Rates for Pension (Unit Trust) Buy-to-Let Investors

Variable Rate

Loan-to-Value (LTV)

Capital and Interest

4.25%

Less than or equal to 50%

Legal Fees

€1,815 + Outlays

Application Fees

0.5% of the loan amount