Home Loan CalculatorFees and Charges
The Fees and Charges list below apply to Individual Buy-to-Let Investors / Company Buy-to-Let Investors / Unit Trusts and Special Purpose Vehicles (SPV’s).
Standard Fees and Charges Applied
New Buy-to-Let Mortgage Application Fee
- 0.5% of mortgage amount
- This is capped to a maximum amount of €1,500 for an individual
- There is no cap for Companies, Unit Trusts or SPV’s
Buy-to-Let Legal Fee
BTL Legal Fees for Individuals
BTL Legal Fees for Companies
€950 + VAT and Outlays per property
€1,500 + VAT and Outlays per property
Third Party Fees and Charges Applied
Third Party Fees and Charges
There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.
Valuation Fees
Standard Property with single unit
2-5 residential units
6-10 residential units
Mixed use (with retail unit/office)
€185
€425
€685
€685
Fees and Charges for Existing Customers (Residential and Buy-to-Let)
Standard Fees and Charges Applied
Unpaid Direct Debit
€12
Interest surcharge (arrears)
– Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears
0.4% per month
Legal Fees and Charges Applied
Accountable Trust Receipt
– This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security.
€63
Fees and Charges are correct as at 21.05.2023 but are subject to change.