Public Sector Mortgage Calculator
This isn’t an official mortgage offer but it will let you know how much you could borrow so you can start doing the sums.
This mortgage calculator is only applicable for loans in respect of your principle private dwelling and is not applicable for residential investment property loans or top ups. The mortgage calculator allows you to calculate repayments or estimate the likely extent of any loan which may be available to you, please note that such quotation is for illustrative and guidance purposes only, is non-binding and is subject to change. It is not an offer of a loan. No quotation or estimate shall be capable of acceptance unless and until it is contained in a formal letter of offer issued by ICS Mortgages and signed by both ICS Mortgages and the customer. All letters of offer will be accompanied by the full terms and conditions which will apply to the facility in question. Rates are provided for information purposes only. They do not form part of an advertisement.
Fixed rate repayment is applicable for the fixed rate period only. After the fixed rate period, the prevailing new business LTV variable rates apply to the mortgage amount; this rate will be determined by the Loan to Value at initial drawdown. Any repayment estimates provided by the 'What will my repayment be' calculation shall be exclusive of any Tax Relief at Source (TRS) receivable. The rates quoted are effective from 4th September 2019. The switch and save calculator is for indicative purposes only and the possible saving is based on a monthly saving amount with a variable rate.
LTV refers to Loan to Value. APRC refers to Annual Percentage Rate of Charge.