At ICS Mortgages, we offer a competitive range of fixed and variable rates to our customers.
Please see below rates for new customers.
| Loan-to-Value | Variable | 3 Year Fixed | 5 Year Fixed |
|---|---|---|---|
| ≤60% | Rate - 4.10% APRC - 4.22% | Rate - 4.80% APRC - 4.39% | Rate - 4.90% APRC - 4.53% |
| ≤70% | Rate - 4.10% APRC - 4.22% | Rate - 4.80% APRC - 4.39% | Rate - 4.90% APRC - 4.53% |
| ≤80% | Rate - 4.10% APRC - 4.22% | Rate - 4.85% APRC - 4.40% | Rate - 4.95% APRC - 4.55% |
| ≤90% | Rate - 4.10% APRC - 4.22% | Rate - 4.85% APRC - 4.40% | Rate - 4.95% APRC - 4.55% |
Rates are correct as of 27.03.2026
APRC calculations are based on a mortgage of €300,000 over 30 years and include fees and charges.
Loan to value or LTV is is the percentage of the property price that you borrow compared to the property’s total value.
Note fixed rates are not available if you drew down your main mortgage loan before 2019.
Existing customer rates
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