Rates

At ICS Mortgages we have a suite of  Discounted Variable Rates for our existing Owner Occupier customers.

These rates are discounts on your Standard Variable Rate, based on Loan-to- Value (LTV) and other qualifying criteria:

  • 3.89% – LTV above 70%
  • 3.69% – LTV above 50% and below 70%
  • 3.49% – LTV less than 50%

Your Loan-to-Value is your mortgage amount currently outstanding divided by the value of your property x 100%.

If you would like your mortgage interest rate to be reviewed, please contact our customer service desk and they will advise of the qualifying criteria and approval process as well as what Discounted Variable Rate you may be able to avail of.

For details as to how our variable rate is calculated CLICK HERE.