Home Loan Online Calculator

Home Loan Online Calculator

Our easy to use online calculator will tell you how much you can borrow, and how much your monthly repayments will be.

Go to the Calculator
Contact us Directly

Contact us Directly

Contact us Directly on 1890 427 427 or email icsdirect@dilosk.com

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Product Features:

  • Min. loan size €50,000 -Max. loan size €1.5 million
  • Max. term 35 years
  • Switcher – up to 90% LTV if no equity release is required
  • Must be resident & working in ROI
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Rates From

255%

We have some of the lowest rates on the market

Detailed Rate Info

Check your Eligibility

Would you like to learn more about our Mortgage products? Get in contact today and one of our Qualified & Experienced Lending Managers will get right back to you.

Streamlined Process

Our qualified mortgage professionals will work with you to ensure your loan is processed as smoothly and as efficiently as possible.

Enquiry
Application & Assesment
Approval
You Receive Your Mortgage Funds
Call us on 1890 427 427 or contact your local mortgage broker

Download our Guide to Switching to ICS Mortgages.

Download

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: YOUR PROPERTY IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME. THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans)

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans)

WARNING: IF YOU HAVE AN INTEREST-ONLY MORTGAGE, THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD.

Lending Criteria, Terms and Conditions apply and are subject to change.

Rates are correct as at 04.09.2019 but are subject to change.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland.

For more information contact ICS Mortgages

PHONE: 1890 427 427

EMAIL: icsdirect@dilosk.com

Or contact your local Mortgage Broker

We’d be delighted to do business with you

Features and Benefits

  • A person switching their mortgage to us can avail of a home loan of up to 90% LTV if no equity release is required
  • A minimum loan size of €80,000
  • A maximum loan size of €1.5 million if in an urban area and a Loan to Value of up to 70% Loan to Value
  • 5 – 35 Year Loan Term
  • Variable rates from 2.70%
  • Minimum property value €80,000 with no maximum property value

For further information, please contact one of the brokers below and they would be delighted to discuss our mortgage products with you, or alternatively contact us at 1890 427 427 or email icsdirect@dilosk.com.

Loan-to-Value Variable 3 Year Fixed 5 Year Fixed
Rate APRC Rate APRC Rate APRC
<50% 2.70% 2.77% 2.55% 2.73% 2.60% 2.73%
<60% 2.70% 2.77% 2.55% 2.73% 2.60% 2.73%
<70% 2.95% 3.02% 2.60% 2.93% 2.65% 2.90%
<80% 2.95% 3.02% 2.60% 2.93% 2.65% 2.90%
<90% 3.15% 3.23% 2.65% 3.10% 2.80% 3.09%

Fees & Charges

Third Party Fees and Charges Applied
Third Party Fees and Charges There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.
Valuation Fee €185

Further Info

Lending criteria, terms and conditions apply. The property is mortgaged to secure the loan. Life and home insurance are required. The maximum loan amount will typically not exceed 3.5 times an individual’s gross annual income. The maximum mortgage is 90% of the property value.