Home Loans

At ICS Mortgages we are now offering mortgages for Owner Occupier customers. Initially these products will be available from a select number of brokers throughout the country or directly through our lending team.

For further information, please contact one of the brokers below and they would be delighted to discuss our mortgage products with you.

Area Broker company Address Phone Number Email
DublinMMPI101 Morehampton Road, Donnybrook Village, Dublin D04 T0C201 668 8322
info@mmpi.ie
Dublin Irish Mortgage corporation 118 Lower Baggot Street Dublin 2
01 676 3654 info@irishmortgage.ie
Dublin Sherry FitzGerald Unit 3 Boyne House Custom House Square IFSC Dublin 1 01 6431402 info@sherryfitz.ie
Dublin Vision 95 Ranelagh Village, Ranelagh, Dublin 6 01 663 6180info@visionfinancial.ie
Cork Financial Innovations Lane Business Park Monahan Road,Cork 021 4312053 info@fini.ie
Galway Carthy Cullen Unit 1 Deerpark Centre Claregalway RoadGalway 091 751067 info@cartycullen.ie
Limerick First Choice Financial Services 12th Floor, River Point Lower Mallow Street, Limerick 061 317260 INFO@FCFS.IE

Features and Benefits

  • First Time Buyers can avail of a home loan up to 90% LTV as standard
  • Second Subsequent Buyers can avail of a home loan of up to 80% LTV as standard
  • A person switching their mortgage to us can avail of a home loan of up to 90% LTV if no equity release is required
  • A Minimum loan size of €50,000
  • A Maximum loan size of €1.5 million if in an urban area and a Loan to Value of up to 70% Loan to Value
  • 5 – 35 Year Loan Term
  • Variable rates from 2.70%
  • Minimum property value €80,000 with no maximum property value
  • Minimum age of applicants 18 years, maximum age on maturity 70 years
Loan-to-Value
Variable
3 Year Fixed
5 Year Fixed

Rate APRC
Rate
APRC
Rate
APRC
<50%
  2.70% 2.77%
2.55%
2.73% 2.60%
2.73%
<60%
2.70%
2.77% 2.55%
2.73%
2.60%
2.73%
<70%
2.95%
3.02%
2.60%
2.93% 2.65%
2.90%
<80%
  2.95% 3.02%
2.60% 2.93%
2.65% 2.90%
<90%
3.15%
3.23%
2.65%
3.10%
2.80%
3.09%

Fees & Charges

Third Party Fees and Charges Applied
Third Party Fees and Charges There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.
Valuation Fee €185

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: YOUR PROPERTY IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME. THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans)

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans)

WARNING: IF YOU HAVE AN INTEREST-ONLY MORTGAGE, THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD.

Lending Criteria, Terms and Conditions apply and are subject to change.

Rates are correct as at 03.09.2019 but are subject to change.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland.

For more information contact ICS Mortgages or your Broker:

PHONE: 1890 427 427

Or contact your local Mortgage Broker

We’d be delighted to do help.