Features & Benefits

At ICS Mortgages we are now offering mortgages for Owner Occupier customers. Initially these products will be available from a select number of brokers throughout the country or directly through our lending time.

For further information, please contact one of the brokers below and they would be delighted to discuss our mortgage products with you, or alternatively contact us at 1890 427 427 or email icsdirect@dilosk.com.

Features of our Home Owner Mortgages:

  • First Time Buyers can avail of a home loan up to 90% LTV as standard
  • Second Subsequent Buyers can avail of a home loan of up to 80% LTV as standard
  • A person switching their mortgage to us can avail of a home loan of up to 90% LTV if no equity release is required
  • A minimum loan size of €50,000
  • A maximum loan size of €1.5 million if in an urban area and a Loan to Value of up to 70% Loan to Value
  • 5 – 35 Year Loan Term
  • Variable rates from 2.70%
  • Minimum property value €80,000 with no maximum property value
  • Minimum age of applicants 18 years, maximum age on maturity 70 years


Fees & Charges

Third Party Fees and Charges Applied
Third Party Fees and ChargesThere may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.
Valuation Fee€185

WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

WARNING: YOUR PROPERTY IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.

WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME. THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans)

WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE. (Variable rate loans)

WARNING: IF YOU HAVE AN INTEREST-ONLY MORTGAGE, THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-ONLY PERIOD.

Lending Criteria, Terms and Conditions apply and are subject to change.

Rates are correct as at 04.09.2019 but are subject to change.

Dilosk DAC trading as Dilosk and ICS Mortgages is regulated by the Central Bank of Ireland.

For more information contact ICS Mortgages

PHONE: 1890 427 427

EMAIL: icsdirect@dilosk.com

Or contact your local Mortgage Broker

We’d be delighted to do business with you