Michael Betts is the Chief Risk Officer at ICS Mortgages.
Spent his banking career with EBS, Haven and AIB.
Over 20 years’ experience in Retail Credit Underwriting and Credit Management of Arrears portfolio’s.
Held various roles including Retail Credit Underwriting Manager and ASU Credit Manager.
Holds a MBA from University of Wales Trinity Saint David, is a qualified financial advisor and holds professional certificates in Credit Union Risk, Compliance and Governance.