Fees and Charges

The Fees and Charges list below apply to Individual Buy-to-Let Investors / Company Buy-to-Let Investors / Unit Trusts and Special Purpose Vehicles (SPV’s).

Standard Fees and Charges Applied

New Buy-to-Let Mortgage
Application Fee

  • 0.5% of mortgage amount
  • This is capped to a maximum amount of €1,500 for an individual
  • There is no cap for Companies, Unit Trusts or SPV’s

Buy-to-Let Legal Fee

  • €950 plus VAT per property for individuals
  • €1,500 plus VAT per property for all others
Third Party Fees and Charges Applied
Third Party Fees and Charges There may be other charges associated with your mortgage payable directly by you to third parties, e.g. Solicitor Fees, Valuation Fees, Surveyor Fees.
Valuation Fee €185

Fees and Charges for Existing Customers
(Residential and Buy-to-Let)

Standard Fees and Charges Applied
Duplicate Statement €6
Duplicate Interest Certificate €6
Unpaid Direct Debit
Interest surcharge (arrears)
Subject to the provision of Chapter 3 of the Central Bank of Ireland’s Code of Conduct on Mortgage Arrears 
0.4% per month
Legal Fees and Charges Applied
Accountable Trust Receipt
This fee is charged when a Solicitor requests the Title Deeds on behalf of our customers. The fee is not applicable where our customers are seeking additional funds on the same security.

Fees and Charges are correct as at 06.03.2017 but are subject to change.